Podcast Transcription

Melina: There’s no talk, it’s really weird.

Intro: Welcome to “Flippin’ Off,” a purpose-driven podcast about flipping houses and making a difference.

Melina: Hello, hello. Melina Boswell here, Co-founder of New Wealth Advisors Club, or as we like to say NWAC and today, still beginning of the year, we’re still…did you know, we’re still identifying “Happy New Year.” And we’ve been talking a lot about New Year’s resolutions or lack thereof and the idea of starting off your new year and making resolutions and goal setting, how that can really impact you. And really, I think what we came to the conclusion of is that resolutions are really…need to be goals, otherwise, they’re just kind of dreams. And so I think there’s something to tradition and habits, right? And so I’ve created a habit for myself and now for the club and I think for everybody else around me sort of unintentionally, and that is choosing a word for the year and how that has impacted my life and I think the club’s life and even all those around me that I have influence on in terms of the power of choosing one word that you kind of live by for the year. And let me just say this was an unintentional habit that I created. I can’t even take credit for, “Oh, I thought this up and was going to have some intention behind it.” I really didn’t. And the first time that I picked a word for the year was in 2017. I didn’t really understand what I was doing, but I just felt the word fearless in my spirit in 2017. And so I really took on 2017 with the word fearless. And how that showed up for me was a million different ways. It was so the word that I needed for 2017 because I had to eat a lot of frogs in 2017. And so 2018, I chose another word, which was love, which made me laugh. And sort of on accident in 2018, the beginning of 2018 I chose a word for the club. And I didn’t choose it, it chose me, but I kept on feeling or hearing in my spirit from the end of 2017 until the beginning of 2018 stay in. I just heard stay in. And so everything that I was sharing with the club members and with my leadership team was to stay in. And I didn’t really understand what that meant. And then we lost Dave in March of 2018. And then I was like, “Oh, right, stay in. Got it.” So, we lived through 2018 somehow, someway by staying in and living in love. And so then I in 2019 came up with, there needs to be a word for the club. 2018 was to stay in. In 2019, we chose a word for the club and it was legacy. And my personal word for 2019 was believe. So it’s interesting as you start to look at how it all sort of falls together and makes perfect sense of a perfectly unscientific way of being. But how it guides and impacts and influences the way that your entire year goes when you choose one word. And so I think, for 2019, I needed to believe personally, right? And then legacy was the thing that I wanted to build on for the club. And legacy had a lot to do with all of us becoming very aware that what we do isn’t just for today, it is for generations to come. And that’s what legacy really is. And that’s what the club is for us, is it is an opportunity for people to build legacy for the club. But really for each one of us personally, because the club offers an opportunity for people in all walks of life to be able to create an amazing life that they probably never even thought about. So for this year for 2020, the word for the club is steward. And this has shown up so many different ways. And my personal word is live. Because I’m choosing life for 2020. I feel like, in the last year and a half, has been almost two years now, have been survival for me in many ways. And so my word this year is live. And I don’t know how that’s gonna play out, but I heard it, early last year, I’m sorry, late last year. I wasn’t sure if it was alive or if it was live. And then I got really clear that the word for me this year is to live and whatever that looks like. I don’t know. I’m going to see it. It’ll be interesting how it played out. But for my word being believe last year, I mean, it has shown up in so many different ways, guided me through decisions, helped me stay on task, helped me in times when I didn’t want to stay in, you know, but I just lived in belief. And so for 2020, the word is steward. And it’s a powerful, impactful word. And I was asking everybody to sort of describe what steward means and what do we steward, right? So we agreed that the definition of steward is to take care of, harness, protect. And I think a lot of people think originally, and I think what I thought honestly in the very beginning was steward was about money. Because one of my goals for 2020 was to take ownership of finances, right? And so in order to do that, because here’s the truth, I’ve always known how to make money, and I’ve done it very well throughout my professional life. But I realized that for the last 25 years, I handed every single dollar I ever made over to my husband and just let Dave manage it. And he managed our money very, very well. So I never had to worry about it. And I think now when I think about steward and why that word was dropped into my spirit, I believe it’s because it’s not just stewarding money. I thought that’s what it was in the beginning. I’ve said this over and over, but I believe that between 2020 and 2025, there’s going to be a windfall of wealth coming through our hands. I’m absolutely certain of that. And so I know we need to steward that carefully and intentionally. And then is the more… It’s starting to unfold the word, I realize it’s not just, you know, stewarding money or finances or assets, but there’s other things to steward. As a club, as an organization, which is really all of us. It’s every single member of the club. And so what were some of the things if we can just talk about that maybe, like the things that we identified that we need to steward as part of the club.? Can you guys remember? Because we had a whole bunch of things on the whiteboard. So who wants to…

Oscar: I remember the club members mentioned people…

Tim: Relationships.

Oscar: Time, money, relationships, models. What else? Anybody else have…

Melina: Go ahead.

Tim: Assets.

Melina: Yeah, yeah.

Oscar: A lot of… It was surprising how many points of view there were first on what stewardship meant. And somebody, I don’t know if it was you or somebody else said there’s a steward on a boat. And that when you said that I went well, they used to call flight attendants stewardesses…

Melina: Or stewards or stewardesses.

Oscar: Right. So yeah, there’s definitely that caring of things. And so I think family was on the board. There was a lot of really cool, even education knowledge was on the board.

Christian: Future, potential, legacy, leaders. Yeah. There’s quite a bit.

Melina: That’s good. You had a picture of it, Christian?

Christian: Your Instagram.

Melina: Thank you, sir. Thank you. Did you like that post by the way? Thank you. Thank you.

Tim: Oscar mentioned how everybody… It was interesting to see all the different ideas of what stewarding was and everybody’s idea of what we steward or what we need to steward. But I thought it was also really cool that unanimously, we basically decided that it was stewarding somebody else’s assets, stewarding somebody else’s money, it wasn’t about you, like really we all unanimously decided that stewarding was about stewarding somebody else’s stuff on behalf of somebody else.

Melina: Very good. Yeah.

Christian: I’ll share something from church yesterday and the definition because it goes hand in hand with what Tim’s saying, but a steward is one who has been entrusted with another’s resources and who seeks to manage those resources according to the owner’s vision and values. So my pastor actually didn’t talk about the parable of talents, but that just came to me, like, so clear and how you can use that parable of the talents where he gives, one, three and two the different individuals. And you could say that about anything, your family, your finances, your potential. And if you don’t use it accordingly, it gets taken away. It goes to the person that actually deserves it, so.

David: You should elaborate on parable of talents.

Christian: So, I’m not a scholar or anything, but is there anyone that…Melina, can you share?

Tim: Yeah, that’s where I’m at.

Christian: Oscar?

Oscar: I’ll give it a shot. So the boss, right, we’ll use terms that people probably recognize better. So the boss has three servants or employees. And he says, “Hey, I got to hand some stuff off so I’m going to give you a number.” And each one of them, a number, one of them got one, I think it was three and five, if I remember correctly. I don’t remember the count, but each one got different amount and it really was money that was given to them and they had to do something with it, right? And one, the guy that got the least operated from fear, right? And he buried it and said, “Hey, I’m not going to mess with it,” stewarding essentially, “I don’t want to lose it. I don’t want to damage it. It’s just I’m burying it. It’s there.”

Melina: Keep it safe.

Oscar: Keep it safe. The other guys took it and actually doubled it. Tripled it. Because they did other business ventures. They did other things. So when the master comes back, the boss comes back, he says, “Hey, so what happened? What’d you guys do?” And one that reports back says, “Hey look, I tripled it. Here’s this. Here’s that.” “Great.” Gives him even more, right? The second one, same thing, doubled it. Gives him more. And then the other one is like, “Why are you such a fool? You foolish guy. Why did you bury it? That’s a waste of your talents because you’re not doing something productive with it.”

Melina: Right. It’s operating in scarcity.

Oscar: Right.

Melina: Yeah.

Tim: I think, I don’t know if this is correct or not, but the one that always stands out to me is that after all of that he took what was from…the one that he gave one to and the one who just protected it, he took it and gave it to the guy who made the most money with it.

Melina: That’s exactly right.

Tim: Because he stewarded it better.

Melina: Exactly. That’s exactly right. So did you want to add anything to that, Frank?

Frank: No.

Melina: Yeah.

Frank: No. I mean, that story, it’s been applied different ways. Like it isn’t about money. It’s like about the gospel. But it applies to…every single Bible verse in there, everything applies to many different things. So in the context of what we do it actually does apply to that because what we do is beyond financial, it’s like spiritual. So for me, that’s a spiritual conversation. The responsibilities that we have to not just steward, but share what we’ve been given here and make sure that they realize it is an opportunity to be shared. We don’t share it with people so that they can take it and hide it. We share it with them so that they can share that with their family and other people multiply, pass it onto our homeowners, the other club members, the account, everything that we’ve set up. It is all about that.

Melina: Yeah.

Oscar: The other thing for me is, I guess another way of looking at it is, gifts, right? What are your gifts? And if you’re not using that gift, then if you think back in time, right? If you were given the gift of let’s say art and you don’t use it, it fades away.

Melina: Absolutely, it does.

Oscar: It goes away.

Melina: That’s right.

Oscar: And then no matter how you try to bring it back, what happens is you get distracted and it goes away again. Right? So whatever your gifts are, you have to use them and share them because that’s why they were given to you, was to actually use them, put them to work. And obviously for good reasons and good purposes, but it’s just…

Melina: I was just thinking, and I know this is the truth and I always feel like I need to…you know, there’s a fine line in terms of faith and business and how we do business and how we do life. And I always say that there’s really no difference in the way that I run my business and the way I run my household. And so for me personally, my faith is a guiding factor in every single thing that I do. So the idea that… And that’s what the club was founded on. So unequivocally that is what the club was founded on. And Dave and I, when we opened, we just said, “Hey, this business belongs to God” because we believe that all time is God’s time and all money is God’s money and all assets belong to God. So the idea that steward is the word this year and the idea that we steward things that belong to somebody else, it makes perfect sense. Because from my personal beliefs all things belong to God. And so I do want to steward very, very carefully what we’ve been given. And a statement that I make a lot is this. And I’ve been saying it for years, which is, the club and what it represents stands on its own and it’s powerful and it has the power to change people’s lives. And there isn’t one person that’s more important than the club as a whole, not one. And because we’ve had, you know, in terms of leadership, we’ve created an organization out of really nothing other than an ideal. Some kind of ideal situation or maybe if you think about it, we’ve created an organization that operates on volunteers, that operates on the idea of servant leadership. And it really does run that way. And I know that that is a very unique thing. Because I think that there’s lots of churches out there that don’t operate that way, which breaks my heart. And I think it breaks God’s heart too, frankly. But people don’t generally want to just give something away. Like the idea that a church has to pay people to serve others is heart-wrenching to me. When I look at our organization, all of our classes, all of our things are run by volunteers, you know, and I do believe it’s because of the foundation on which the club was started, which is that all money is God’s money. All time is God’s time. All assets belong to God. So if my time and my money and my talents and my gifts don’t belong to me, then why do I think that I can decide what I’m going to do with them? Right? What I know is this, I know that back in 2006, 2007, Dave and I were going broke and did not know how we were going to keep food on the table, what we were going to do. And we knew though that our lives were meant for something, we knew that we had been given gifts and talents that we needed to share, but we just didn’t know how. And so real estate investing was the vehicle that we used to be able to share our talents, our gifts which is, how to make money, how to create win-win situations, and how to pay it forward to somebody else. I was just thinking about the four pillars, right, on which we built the business, which is real estate investing is the only true way to wealth. Knowledge is power, but only if applied. You can’t do the business alone, you need a team. And that you have to have a pay it forward mentality. And so like all of that is something that was kind of given to us and that we chose to live out. And so the organization as it stands right now is…doesn’t…it’s like this thing almost like a utopian, you know, I don’t know, like…somebody help me with the words. I’m trying to…

Christian: Bubble.

Melina: A bubble. Like, I think about it like it’s, yeah, a bubble, a cloud, I don’t know what I’m trying to say. But it’s this thing that is intentional, but you can’t really touch it. It’s not tangible.

Tim: It’s an idea.

Melina : It is an idea. That’s kind of what I’m saying. It’s like an idea, but it’s real. So what is that?

Oscar: Yeah. You know what reminds me of, right, what you’re talking about right now is the countless times people have come into the office and they don’t know what it is. They can’t put their finger on it. They can’t put a word to it. And all they ever say is, it just feels different here. Every time I walk through these doors, it just feels different. And it’s that vibe, right, that’s in that office space that allows people to feel comfortable, to feel safe, protected, right? So if we tie that back to the word, right? It’s like, “Oh, just walking in steward…”

Melina: Shows up.

Oscar: Right. It’s immediately just walking through the threshold. It’s like, “Oh, I’m in a different place.”

Melina: That’s true.

Oscar: And what’s going to happen for me here? Right? And you hear things like, “Man, finally, I’ve been looking for this. I don’t know what it is, but I’ve been looking for this.” Right? So.

Christian: “Hi, this is Christian Rios. As many of you know, I have been a member of New Wealth Advisors Club for over seven years and got started when I was 17 years old with absolutely no real estate experience. One of the biggest lessons I’ve learned from being in industry is the need for authentic relationships. If you’re looking for an actual team locally in Southern California with all the resources needed to close deals, register for one of our free workshops by visiting www.joinnwac.com. Thanks for listening to the Flippin’ Off Podcast.”

Oscar: But I’ve been looking for this. Right, so…

Melina: It’s a weird thing.

David: Something that comes to mind for me, I’ve known people in my life that like can’t steward relationships, like just are not good at like… Lots of people come into their life and lots of people go out, and I’ve had lots of friends that…actually not lots, but I’ve had a few friends that are that way. And it’s sad. I think we’re all given the same opportunity with relationships. I don’t think it’s any different. I think we all have the opportunities to have lots of different good relationships. But how you steward those and how you show up for those people, it matters. It really, really matters. So I think it’s really important for people to recognize, like if you’re seeing that maybe as an issue in your life, then look in the mirror a little bit. Unfortunately. I know I had to do it for myself because a lot of times you just get so stuck looking at yourself and what’s going on and…

Melina: How you’re feeling.

David: …how you’re feeling and don’t realize that other people are really…we’re all feeling the same. Actually, we all experience the same things as you, and you think that what you’re dealing with is bigger or worse than somebody else’s.

Oscar: No one will understand me.

David: Exactly.

Melina: That’s the beauty of the club.

David: Right.

Melina: So in terms of the one word, right, and the power of the one word, can you…like have you seen, you know, your one word show up? I kind of shared how it showed up for me, how I was fearless and then I was love and then I was believe and now I’m live. And so how has that shown up for you? And like is there any power in one word? And what is your word?

David: Yeah, I’ll start.

Melina: Okay. Good.

David: Last year my word was commit. And I think the way I chose it, I wasn’t 100% sure that I was going to be able to stay in the whole time, I was all over the place. I was back and forth. I was very clear that I was back and forth. And at the same time I knew that this was where I was supposed to be, but I was where I was supposed to regardless of how uncomfortable it was. So my word for the year was just commit to that, just commit to staying in, commit to this.

Melina: To the process.

David: To the process, regardless of how it looks or regardless of what I can do or how much I can bring, just stay, just commit to this. So I did that. And the year ended and I was still there and…

Melina: Winning.

David: Live.

Melina: Did commit show up?

David: Commit showed up. Because here’s what happened. At the end of the year, I realized, okay, well, I committed, I’m in and I also realize I wasn’t able to progress as much as I could have, what I was actually capable of doing. So in thinking for… pondering the word for 2020, the first word that I chose was consistent. And at first, when I chose it, wasn’t 100% for me, but I felt like if I was more consistent then I could progress to where I wanted to be. And after thinking through it a little bit more, I realize I started looking back at the year and going, actually I was pretty consistent. I was consistent in the things that I said I was going to do. But what could I have done to progress? Like what could I have done differently to really grow and get bigger and better and faster? And I realized that I didn’t have enough structure. I realized that I couldn’t take it up a notch because I was just unorganized, really just unorganized. I have things going on all over the place that I can’t, I needed to compartmentalize a little bit more. And so…

Melina: That’s one of the challenges with an ADD brain.

David: Yeah. It’s all over the place.

Melina: Yeah, it’s tough.

David: Have a million ideas. I could scroll all over the place. So, what I’ve done specifically just to let you guys know what structure looks like for me is like I wake up at 4:30 and for at least 30 to 45 minutes, I just want a vision…I call it vision casting, actually, pastor calls it vision casting, but it’s basically just… And for each day it’s different. So I have real estate and then I have marketing and then I have club stuff and different things that I want to do. But each one of those days, I will spend 30 minutes just thinking about visions and ideas of things that I want to do. And then I also have a checklist of things that have to get done that week. And so if it’s one week, real estate is more pressing then that’s what I’m focusing on. And then I bounce back and forth. And so I’m still in the process of getting the structure down so that… But for me, it looks like this like, because my brain is all over the place. For me, it looks like at this date, on this time I’m going to be doing this. Like it’s as simple as that, just so that I know, you know, and that to me is more structured so that I know… Otherwise, I won’t get to it. Like I’ll miss it.

Melina: It’s an interesting thing because the truth is, for the last several years you’ve been working a job where, you know, you had to get up every day, your day was planned out for you. And so now over the last year and a half you’ve been in… And you’ve suffered great loss. And so just trying to make sure that you committed to it and now you’re realizing, “Oh, it requires real structure to be an entrepreneur” because ultimately, you don’t go to work every day.

David: No, and I don’t have to.

Melina: And you don’t have to. So it’s like you have to create structure in your life as a result of that. So I think it’s really good. Love it. Love it.

John: For me. I don’t even remember what my word was in 2018, and maybe that’s a sign of why 2019 my word was belief. Because I mean, I actually don’t remember what it was.

Melina: Well we argued about it.

John: Well, we did. I remember arguing about it, but I, you know, I never really…

Melina: Between trust and faith.

John: Yeah, I never really bought into it.

Oscar: It’s probably why I don’t remember.

John: And yeah, it’s…

Tim: Belief, again.

John: Belief. When I first chose belief in 2019 I thought it meant so many things. And it’s not till the end of the year and you start to reflect because maybe I didn’t believe or have belief in the one word either. Maybe that’s why 2018 didn’t really mean anything to me. Because I can’t say that I honestly lived my one-word belief every single day or every week or every month in 2019. But by the end of 2019, I can look back and say, “Well, actually, yeah, I lived it, or I found myself in a position where it’s very true in my life right now.” So for 2020, my word is change. And you know, I like to think I know what that means and this is going to happen and I want to do this, I’m going to do that. But part of me is slightly reserved to say, “Yeah, maybe I need to wait till the end of the year and see what change actually really meant.”

Melina: Yeah. Oh, I agree with that. Totally.

John: I can try and suggest I know what it means. But clearly belief meant something completely different than what it actually did, so.

Melina: It’s been that way for me every year. Just so you know, it’s been that way. I never understood what it meant.

John: So I’m trying to keep change more into my vocabulary, my business, my life…

Melina: Awareness. Being really aware of it.

John: More awareness of the word change this year because I had no awareness of the word belief through the year but it still showed up in the right way for me. So my word is change 2020.

Melina: Love it. Love it. Thank you, John. That’s great.

Christian: So my word for 2018 was excellence and I’ve shared it in the past, how it showed up and it really just came down to like a spirit of excellence. And I think that’s how we even live our club and the culture where we want to… Like for me, the easiest way, and I mentioned in the past is if I saw something on the ground, I picked it up and threw it away because that’s a spirit of excellence. What I would recommend for people listening to this is watch on Disney+ Imagineering and you get such a clear vision of how Walt Disney was and his level of excellence. And really the clarity he had and what he wanted to achieve. I know I loved watching it…

Melina: I did too.

Christian: …just because of that and you know the difference from Disneyland and other amusement parks.

Melina: A million percent.

Christian: You walk in and you can tell.

Melina: Immediately.

Christian: Right. So that 2019 for me was discipline and that showed up. I had a great year last year, from my family to business and it really was dialing in a schedule and being…I think it goes down to David’s word structure, having that structure. I believe my word, even for 2019, clarity, it goes hand in hand, with still structure and discipline. And what I was thinking about is, Henry Ford, how he created automobiles and people would ask him, “How do you do this on this car?” And he would say, “Well, let me pick up my phone and let me ask this person, because he knows how to do that.” Right. And I just want to be very clear on what I’m good at, what I’m not good at. Just stay in my lane. That’s just what I want to be very clear of on this year. So Oscar don’t get mad at me if I say, “Hey dude that…” It’s not my lane, bro. I can’t do it.

Frank: Sorry.

Christian: Sorry.

Melina: Love it. Love it. Very good.

Frank: So for me, 2018, I believe it was discipline. And 2018 was kind of a blur for me. So I don’t remember exactly how it showed up. I do know that I wrote it on my mirror and I…no that’s not true. As I think through it. I mean, I wrote it on my mirror and every morning I saw discipline and I think I shared on the last podcast about taking on my weight and David sharing what he shared about being uncomfortable and I was able to really take it on there. As far as other areas of my life, I’m sure it showed up, but I’ve never really looked at it. And then last year, 2019, my word was just be. And in looking back, I think how it showed up is kind of like what Christian just said is being okay with who I am and what my strengths are and not trying to do everything, you know, stay in my lane, do what I’m good at, do the things that inspire me and make me feel inspired and good about doing them and be okay with the fact that I’m not good at certain things and be okay with just being me. And in my mind, that doesn’t mean not wanting to grow. Wanting to grow and grow my strengths and grow my weaknesses, but being okay with who I am today. And this year, when I was really caught in my head a little bit about like, what is my word going to be? And then you shared, Melina, that the word for the club was steward, and it hit me a little bit like, “Ah, you know what? That could be it” but it just felt off a little bit. And then we had a conversation, all of us actually, during one of our meetings and we worked through it. And it’s more being mindful. So my word for 2020 is mindful. And it’s mindful about…like, it’s showing up everywhere for everything. It’s showing up in being mindful about my relationships, being mindful about my finances, being mindful about just everything. Like being mindful about being disciplined and being mindful about the fact that I’m okay with not being great at that particular thing and I don’t have to take it on and try to muddle through. I don’t need to take on things that are not in my strength. Because in the past I would take on things and I’m just gonna make it happen. And then I would be maybe 50% as good as somebody else could have done it. I was taking on things that…out of pride that I needed to be…I was taking on things outta pride to do everything that there is to do and not doing anything at 100%, because I couldn’t even do the things that I’m good at at 100% because I was so buried by…

Melina: Right. All the other things.

Frank: …all the other things and trying to get good at all the other things. So now I’m mindful about those and my strengths and my relationships and everything. So that’s how it’s showing up for me.

Melina: I love mindful. That’s good. Good, good, good. Good stuff.

Oscar: So I’ve had love, I’ve had fearless and they have all really have…I guess I’ve become who I am today more so because of those exercises of going through choosing those words or the words choosing me, I guess. Like love, for example, it really opened me and really my heart and my mind to being okay with who people are and still being able to love them for who they are. No matter how much they piss me off, no matter how much I dislike… Frank, stop touching me. But I still love you. So fearless was pretty big too, because there was things that were definitely holding me back and once I was able to face those things, then it became more comfortable, right? And I could continue to move forward. Last year was enable, when I went through this whole acronym thing and all that. But the bottom line was that it showed up in different ways. And a lot of it had to do with the club. Being able to enable certain things to happen and so forth. Enable people most importantly, right? Enabling them to do what they need to do. This year, it’s balance, right? And thinking about it, so there’s balance and I need to have a balanced life as much as possible because you’re always teetering, right? It’s never flat. But that for me it leads to delegation, right? Which delegation means that it forces other people to grow and do other things. So from that perspective, Christian.

Christian: If it’s in my lane, bro.

Oscar: There may be some detours in your lane.

Christian: Open up some new lanes.

Oscar: Your lane is going to get wider.

Christian: This is a freeway?

Oscar: Eventually it’ll be the Autobahn. But yeah, it’s going to be good. That’s really the power of the one word, right? Is that… Because you can get focused on saying, “Oh, it’s balance and I’m going to focus on work and life balance.” Right? And now it’s way deeper. When you really get into this word thing, it’s really deep and it really helps you to grow yourself and grow others, which it’s a big power there, lot of power behind it.

Melina: Absolutely, absolutely, absolutely. All right. Frankie. Stop rubbing him.

Oscar: Don’t stop.

Frank: I will. I was listening to everybody’s word and first I was like, “Yeah, I know exactly why I have that word and how it’s gonna impact me and all that stuff.” And I was like, “No, I don’t.”

Melina: You don’t know.

Frank: But going back I think the first word I chose was very important when we first did it, which was accountable, right? And then I went into restore. And for me, that meant so many different things. I mean, it was relationships. It was trust. It was restoring my own belief in myself and all of these things. And so it showed up for me every day. I didn’t think about it every day, but it was there for me. It definitely was. And I was trying to be as purposeful in what I was doing with my business, with my personal relationships. And it was really hard because feels like we have words, everybody’s got these words and they’re like fine-tuning. It’s like I had to like basically break down and tear because the foundation that I was running my business and everything on wasn’t one that could be sustained. And so the being accountable and then restoring what… There’s a bunch of different means that can apply to this, but basically…

Christian: … memes.

David: Frank is a meme.

Melina: It’s true.

Frank: It was just hard. If I look at the themes like hard and the words, that I might influence some of those words, but really focusing on rebuilding, I thought I knew what that meant when you guys were coming in. When it first came to me, I had no clue. And I go, “Okay, I get it.” And then you guys were all talking and I’m thinking about it. And, you know, the depth that that goes to, I have no idea what’s going to happen in 2020. But for me, after going through what I went through, I feel a lot more open to input, to giving people more insight to where I’m at. You mentioned raw, I feel more open to being raw with what’s happening with me, what I’m thinking, where I’m stuck. And I think that’s what…the foundation of what I was running in my life and doing, I was not that. So for me, rebuild shows up like huge that I have to do that and I have to approach everything that I do from a more authentic, honest, truthful place from where I’m at so that I don’t have to rebuild again so that I can have a better foundation. And…

Melina: So is your word rebuild Frank?

Frank: Mm-hmm.

Melina: Oh, okay.

Oscar: Yeah. I thought it was open.

Frank: No, that’s going to come into play, but it’s rebuild.

Melina: Yeah, I can see that. I like it. I like it. I like building. Building is good.

Frank: Build me.

Melina: I feel like the title of this podcast should be, “Words Matter.” They really do. There’s so much power in words and I think in so many ways, sometimes we give words too much power and used in the wrong way. But I do believe that words matter. We do live in words. We live in language. And so maybe that’s it. Words do matter. And so pick your one word and watch how it plays out. And I think the more we talk about our words, the more we’re going to live it out and we’re going to see pretty crazy things happening. So we are NWAC and we are out. Oh, we are steward and then we’re out, yeah. Bye.

I’m Melina Boswell, your host of the Flippin’ Off Podcast. I really hope you enjoyed it. If you did, we’d love for you to subscribe, give us a five star rating and tell your friends all about us. You can find more episodes of the Flippin’ Off Podcast on Apple Podcasts, Spotify, Google Podcasts, Stitcher, or wherever else you like to listen to awesome podcasts like this. If you like what you’ve heard, we’d really appreciate it if you’d follow us on Facebook and Instagram and tell us the stories that you’d like to hear.

Tim Jackson is our senior producer. Luke Jackson is our editor. Brothers. Josh Mauldin is our producer. Sound design by Frequency Factory. Our executive producer is Mind & Mill. This was all created by Dave Boswell for New Wealth Advisors Club.